US Margin Loan Rates Comparison
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Minimize Your Trading Costs
Rated Lowest Margin Fees1 by StockBrokers.com
Margin rates as low as USD 4.13% Learn More
USD Margin Loan Rates Comparison2
| $ 25K | $ 300K | $ 1.5M | $ 3.5M | |
|---|---|---|---|---|
| Interactive Brokers | 5.13% | 4.80% | 4.58% | 4.47% |
| E-Trade | 11.95% | 10.45% | N/A | N/A |
| Fidelity | 11.33% | 10.08% | N/A | N/A |
| Schwab | 11.33% | 10.08% | N/A | N/A |
| Vanguard | 11.50% | 10.00% | N/A | N/A |
Each firm's information reflects the standard online margin loan rates obtained from their respective websites. Competitor rates and offers subject to change without notice. Services vary by firm.
Margin borrowing is only for experienced investors with high risk tolerance.
You may lose more than your initial investment.
Notes:
- According to StockBrokers.com Interactive Brokers Review: Read the full article Online Broker Reviews, January 28, 2026. "The industry’s cost leader: Interactive Brokers continues to set the benchmark for cost efficiency, offering margin rates and high yields on idle cash that consistently outperform the competition."
- Annual Percentage Rate (APR) on USD margin loan balances for IBKR Pro as of July 6, 2026. Interactive Brokers calculates the interest charged on margin loans using the applicable rates for each interest rate tier listed on its website. Learn more about margin loan rates.